• Water Damage Prevention Features Every Home Needs to Have

    Water Damage Prevention Features Every Home Needs to Have

    Property insurers worldwide loathe water damage. Not only is water damage swift and unpredictable, it’s also responsible for the largest source of loss for property insurers worldwide.

    For homeowners, water claims mean headaches and paperwork while awaiting insurance funds to start to repair home damage that destroyed clothes, furniture, and even priceless heirlooms in basement storage. In addition, the family must act immediately to salvage what’s left, clear out debris and attempt to prevent hazardous mold in the flooded areas.

    Not only are water scarcity and rising water costs driving up our expenses in using water worldwide, we’re seeing a big opportunity for better technology to help us conserve water and protect our homes and facilities against these water damage expenses.

    Smart home devices fill this gap. By empowering homeowners and reducing the risk of property water loss, the features of smart home systems are the future of insurance recommendations to keep premiums lower and eliminate more than 90% of water loss claims.

    But your extent of protection all comes down to the features each smart home system has. While you might have multiple options in the market to recommend to your clients, these are the must-have features every home needs to be fully protected in case of flooding, leaks and water main breaks:

    Custom Lifestyle Settings

    To make a home protection system effective, your clients need to be able to set it and forget it. Whether they’re rolling through a busy week with their families or taking a much-needed vacation, their smart home devices shouldn’t be a roadblock or an inconvenience.

    Home and seasonal away settings make sure they can customize their notifications to their schedules without losing valuable protection against leaks and floods while they’re away. And remote shut off and water temperature alerts give them peace of mind that if the system senses something abnormal, they can handle it from afar without a total disruption in their time out of the house.

    Excellent Sensors

    Placed in water-prone areas, the smart home device’s sensors need to locate leaks, detect early water presence before damage occurs, and monitor humidity and temperature. These sensors fully sync with the rest of the system to ensure communication gets to the app and the call center.

    And a long battery life (over five years) is the best way to keep the sensors working properly for extended periods of time.

    Fully Accessible App

    Lastly, your clients need to be able to understand and access this piece of technology where they feel most comfortable: in an app available on laptops, tablets and smartphones. In the same place where homeowners see their water protection KPIs of a single-family home, building managers of condos and large property owners can use the same dashboards to monitor larger water mains and keep tabs on water activity.

    In case of emergencies or questions, the dashboards of these types of systems must have 24/7 call centers for customers to report problems and act quickly on damage control.

    To Sum It Up

    93% of water damage that originates within the home is preventable with smart home devices that feature all of the above capabilities. DIY systems simply don’t cut it anymore, and they leave homeowners open to thousands of dollars in home repairs—plus costly water loss claims.

    For your clients (and your own home), it’s time to upgrade your protection to a water damage prevention system that is proven to work. See our protection rates across thousands of claims in the last three years right here in our downloadable guide to the property water loss prevention service we offer. Or contact us to learn more about our solutions.

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